Meet Us
Your ATM Mortgage Team
Jeff Tarbell- Founder
State Lic CA #CA-DFPI 603-A486
Licensed by the Department of Financial Protection Under the California Residential Mortgage Lending Act
Kim Tarbell
Hello! I’ve worked in and around the real estate business since Jeff started ATM Mortgage in 1993. Although a licensed loan officer, I’ve also worked as a real estate broker and owned a property management company. At ATM Mortgage, we can help you navigate every aspect of your purchase or refinance transaction, and are available for your questions 7 days a week – no days off in real estate! We look forward to offering you our personalized and competitive services. I invite you to put us to the test!
Email Kim: kimt@atmmortgage.net
Phone: (916) 718-4568
NMLS # 1164413
Dennis Graves
I have been serving the needs of my mortgage clients since 2005. Prior to working in the mortgage industry, my wife and I owned several small businesses. Exceptional customer service is one of the cornerstones for any small business. This commitment to customer service has helped me to thrive within the mortgage business and is evident by the fact that I’ve assisted over 800 plus clients with financing one of their biggest investments.
A broad knowledge in all areas of residential mortgage lending from conventional, jumbo loan financing and all government loans including FHA, USDA, VA and Reverse Mortgages is required to help my clients with their mortgage needs and goals. Regarding reverse mortgages, I work with financial advisors to help educate their clients on the benefits of strategically leveraging their homes in order to decrease risk and improve financial stability throughout retirement.
My wife and I are blessed with two children, our daughter-in-law and granddaughter. We have lived in South Placer County since 1996. I am also a native Californian and served my country in the United States Navy.
Email: dennisg@atmmortgage.net
Phone: (916) 705-8338
NMLS # 297191
Kim Henderson
As a native Floridian, I began my career in the Marine industry 17 years ago. While owning a Yacht Brokerage and actively practicing as a Yacht Broker, I decided to add my Real Estate license and Real Estate Broker license. One might ask “why add a MLO license?” The answer is simple: it has been my experience in both Yacht Brokerage and Real Estate that successful and easy lending processes are essential for any transaction. I look forward to helping buyers feel informed and comfortable during their path to seeking affordable lending. A home purchase should be fun and exciting! My goal is to keep things as simple as possible so that our buyers have the best experience possible. Let’s do this!
NMLS# 2282571
Email: KimH@atmmortgage.net
Ryan Platt
Raised in Folsom, CA, I spent the summers boating and the winters skiing in Lake Tahoe. I have a deep love for the mountains and the lake, and couldn’t be happier to call Lake Tahoe home. Living in a mainly second home community, I help my clients with all their primary and secondary home financing needs. At the end of the day, I get to help people call this place home and it doesn’t get much better than that! I am passionate, enthusiastic and look forward to helping you navigate the home buying process.
Email: RPlatt@atmmortgage.net
They Love Us on Zillow!
Edie Ryan from Citrus Heights, CA
Great People to Work With!
Jeff Tarbell and the people in his company are very professional and efficient, yet patient and kind. I was definitely well informed and represented during the loan process. My loan took longer than I had anticipated, due to unforeseen specifics, and by the time it funded I felt like we were friends. I would give Jeff and company 10 stars if possible!
deckard1234 from Citrus Heights, CA
Amazing
Jeff, and the rest of his family/team, Kim and Amanda were awesome. We would recommend them to anyone. They were patient, helpful, answered all of our questions, and helped guide us through a succesfull re-fi. It was one of the easiest proccesses we have ever been through and cannot thank Jeff, and Kim, and Amanda enough.
Charlie from Knoxville, TN
Reverse Mortgage
Jeff was great in that he kept us informed regarding the loan’s status. Jeff was patient with us, as obtaining a reverse mortgage was not as simple as we thought. Would highly recommend Jeff Tarbell!
KH from Sacramento, CA
Knowledge and Know-How
Mr. Tarbell makes every transaction pain-free. His years of knowledge allow him to anticipate road bumps, answer questions quickly, and complete home purchases or re-fies with minimal effort from the customer. His staff, and his many contacts in the real estate world, assist with friendly, helpful communication every time. I have utilized Jeff’s services multiple times and will continue to seek out his assistance in the future. Jeff and Kim, thank you for stress-free financial transactions – every time!